|Often, the nicest people make the easiest targets.|
Easy targets for financial abuse can be identified, thanks to a recent study by the American Association of Retired Persons (AARP). Generally speaking, the most vulnerable seniors expect others to be honest, are not as likely to take action if they get defrauded and have a limited knowledge of their rights.
Retired older adults are more likely to be at home during the day and available when a solicitor or telephone scam artist makes their move. They are more at risk if they’re isolated, lonely, have recently lost a spouse, are unfamiliar with handling financial matters, or are physically or mentally disabled.
Anyone can be scammed, but there are a few things you can do to protect yourself. On the computer, be wary of clicking a link from anyone you don’t know. If you posted on Facebook or Twitter that you’re headed to Disneyland, a scammer can email that he went last month and here’s the best way to avoid lines, accompanied by a link loaded with malware. Noon on Thursday is the most common day and time for sending malicious emails.
Avoid posting your date of birth online. If you do post a birthday, make sure it’s not the right one. Scammers who know what town you live in and your birthday can figure out your social security number. Don’t accept invitations to be friends from people you don’t know. Make sure your computer is protected against malware.
Don’t answer the door for strangers. If you pick up the phone, particularly a landline, hang up if the caller plies you with a free offer, especially if you need to make a payment before you can get the prize. Beware of an offer that’s too good to be true, such as $100 for taking a survey.
source-Society of Certified Senior Advisers blog